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  1. W

    Maxed out TFSA, RRSP & FHSA Q&A

    @mariehall Yeah you can rely on the info from WS just keep good records.
  2. W

    Maxed out TFSA, RRSP & FHSA Q&A

    @mariehall Yeah you can rely on the info from WS just keep good records.
  3. W

    Maxed out TFSA, RRSP & FHSA Q&A

    @boby85 It's really not a big deal, you just need to make it a habit. Like a lot of of people, I kind of learned this the hard way when I was younger. I had a non-reg account through work for my stock plan and I just signed up for the stock plan to get the match, which made lots of sense, but...
  4. W

    Maxed out TFSA, RRSP & FHSA Q&A

    @jjp297 Yep, the biggest mindset change when you run out of tax sheltered space is to up your record keeping game. In RRSPs and TFSAs there's almost nothing to keep track of, just contributions. When you invest in taxable accounts you have to track every transaction.
  5. W

    Sunlife financial pension plan help

    @spruikah The products don't all have "awful rates of return" relative to the market. Don't confuse absolute vs relative return. Funds that are created for long term growth will be down when markets are down. For the fees, the index funds will have relatively modest fees. If your employer...
  6. W

    Buy a condo w/o mortgage or a better one with?

    @dbog You should probably be making your housing choice more based on your concrete needs (size, location) than based on and abstract desire to have "more" real estate. If you already have an $850,000 condo with no debt, then you can probably take on some debt to buy a slightly bigger/better...
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