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@dixieheart Go open a child depo account with comm direct under your child's name. Each month invest the kindergeld in an etf world tracker by iShares or vanguard. When they turn 18 they will be thankfull you listened to a stranger on the internet.

@phriend Thanks for that, will get this sorted out.

@phriend Ah ok, do you need to claim that back through the tax return? I have a commdirect account for my kid but could only find the details for 800 euro thing.

@phriend Do you have a link on this 10k a year tax free gain?

@chris1974 A property is an illiquid asset, especially in Germany where mortgages pretty much limit your ability to sell the property until you are passed the fixed period. They can also take a lot of work, things break, tenants don't pay, agents rip you off, things need to be refurbished. Where...