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@christinaofthedove Yes you are. But if you end up renting a car overseas for something, get the liability and physical damage insurance from the rental car agency.

@christinaofthedove Good question man. NNO policy will have bi limits and should be looked at as continuously insured the whole time, even if you don't have a car. (can confirm but can't disclose which carrier) Depending on the policy language of that company, no coverage should apply overseas...