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@rski Yet I fail to understand why?. There are credit card insurance as well. You can block it instantly. You can block online transaction, you can set limits. I wonder what your bank relationship manager must be thinking about you when you keep on changing your card every month? Why to be so...

@rski Why not have a separate credit card for international transaction. Much easy to manage. Just asking out of query.

@rski Do you have 3 different mobile numbers too? I will say managing 3 phones is more difficult than managing 3 bank accounts.even if you have a triple simcard model, a malware can trace all sms. Also you didn't disclosed how above mentioned frauds happended? I too faced a fraud ones because...