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@ponispop They either think you can get $4k of deductions or they haven’t bothered to update the calculator for the removal of LMITO.

@danmat777 Lol. Because the country needs taxes and if you could deduct living expenses, you’d pay none.

@resjudicata Like weather predictions I guess. :D

@puerazaelis You’re assuming comparison is the only thing someone looks at, and then trashing the entire measure on that basis. If I was getting a loan now, I wouldn’t get fixed. So comparing CBA vs UBank, let’s assume $400k at 80% LVR. CBA has the standard variable for 6.09% (comparison...

@dpardue It’s the study of human behaviours. What makes psychology or anthropology a science? I’m not the one making up the categories here, it’s not based on my “vibes”. If you disagree, go ahead, doesn’t change a thing.

@puerazaelis It’s a tool, it’s limited use but it’s still useful. I’ve had friends who had no idea abt the comparison rate ask for my opinion and when I asked them about the fees (obvious when looking at comparison vs advertised), they had no clue there were additional fees. So it is useful...

@dpardue It is a science. Whether you think it’s a worthwhile occupation/career is separate.

@sarahc59 Yeah. I get where OP is coming from but most ppl are looking at a basic loan over 30 years and just want some sort of measure to compare.

@supercow All minutes are like this unless it’s a law firm. And economics is considered a science, like anthropology and psychology is. It’s the study of human behaviours.

@doulos7 The answer is that Perth has a limited supply of water and they want to penalise ppl who use more. And once you go rural, you are also “penalised” because they lose economies of scale and the distance also increases costs. The reason they do it by household instead of by person is that...

@canuckgramz You need to read the terms and conditions, there’s also really nothing stopping you from keeping the CC (without the annual fee) and just not using it. I somehow highly doubt you can use the card, get cashback, cancel and not have to pay an annual fee. Credit scores are less...