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@vprasadg Yes, I did have a accident. I was found guilty since it was a rare end accident. The car stopped short in front of me. But he had NO damages and only my license plate was slightly dented

@raphacam Thank you! I will do some research.

@yhjmkiop Thank you! I will do my research

I purchased my car in 2022 with VW as a new driver. I had no assistance so I did everything by myself with no co-signers. My insurance as a first time driver was $479. After 6 months it decreased to $445. Now it’s time for my renewal and my insurance increase by over $300. My policy starting...