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@trang0714 Oops, I just realised your target was 10% yield for your 300k every year... nope, that's not happening. First of all O, yields about 5.18% currently. You have 20% of 300k allocated to that, which means about 60k in it. Another, 60k in arcc, 9.82% 60k in bonds, 5%-8% In other...

@amenradio OP ... I forgot to clarify are you a US tax resident. I just noticed you mentioned having an Asian passport? But if you aren't a US tax resident you get hit with withholding tax.

@erickonasis True... I live in South East Asia... so Japan is on the highest end of the spectrum... I believe Singapore and Hong Kong are at the top... with Japan and Korea behind. However, the quality of life is excellent with Japan.

@jehu22 Yeah, that makes sense about the 4% rule... however, I think OP did not factor it at all... he seems to have calculated 2500 x 12 =30k ...so must have 300k to yield 10%... basically, the proftolio may work for 1 year, and even then, with his picks, he still won't get 10% this year.

I'm not clear on these details, and you would need to check it out.. but remitting money into Japan from your US account... Will likely put you in the category of 20% tax. Plus, you would likely have to pay a 4% prefecture tax and 6% municipal tax.. so about 30% will needed to be set aside...

There's one consideration you need to factor into your calculation, inflation. If 2500 is your current monthly requirement for rent and everything, assuming a 4% inflation rate (made it a bit high) ... in 10 years, you would need 3700 a month ...in 20 years 5477 a month... 40 years 12,002 a...

@amenradio I have to admit that's the first time I've seen a post where japan was referred to as low cost of living....