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@bod2411 You need to be able to roll with the punches. If your only goal in life is looking at the bottom line and seeing a certain number, you will live for your money instead of using your money to support your life. It's the opposite of what financial independence is.

@beenjammin3 You're not losing savings, you're investing them in your girlfriend's development

@travisqtc The savings of 4000 CHF by remaining with Quellensteuer seem very high. Are you sure you considered all applicable deductions?