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    How to improve on my year 2023 portfolio for 2024?

    @tonyangiano For local stocks exposure you already have EPF and ASM2 so i would not bother with individual bursa stocks. I would consider 1. Self contribution to Epf for local exposure 2. And the rest in foreign index funds like singapore or US s&p etf (irish domiciled for tax savings) or even...
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