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    My fixed salary is stagnant since 2022. What should I do?

    @pink318 OP - the call you need to take is whether your current employer can meet your career and financial goals for the next 3 years. If not - then you need to start checking out for a new employer. Switching jobs allows you to get a higher increment than you will get by continuing with your...
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    Milestone Achieved: 31M - 1 Cr Net Worth!

    @russellm I am not a financial advisor, so no recommendations from me. Shop around for a company with low premiums and a good claims settlement record. Also play around with duration of policy and payment term to work out the premium and coverage that works out best for you. Remember this is...
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    should i buy a 2.5 cr flat?

    @hallie4 Evaluate the following - how will cash flow per month be. Do you get increments each year. Do you have any other milestone plans like having kids, taking a sabbatical, etc. How will you manage payments if one of you is not earning. Also validate how you will manage payments if interest...
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    Anxiety about future- What to do next

    @cedric48 First freeze on your goals. Secondly decide what kind of investor you are. Currently your earnings are 3l pm and expenditure is 1 lpm. If the PPF account is not in your daughters name, reevaluate it. Recommend you and your wife both increase your VPF contribution as this will get you...
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    Milestone Achieved: 31M - 1 Cr Net Worth!

    @juanna Congrats on achieving the 1 C mark. Good to see that you figured out your limits and have a clarity on where not to invest. Some suggestions 1. Go aggressive on pre-paying your home loan. Pay additional emis now to bring down your total repayment interest. Right now your emi is...
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    My father had shares in Reliance

    @fiafabes Hi OP. please check for the broker with whom he had his demat account -DP ID. Brokers would most likely be a bank. If not you will need to be additionally careful in your dealings. Another issue you may have is if your father did not demat the shares. Google up to check how you can get...
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    SBI offering 9.4 for Home loan.Should I accept?

    @starfirefreefilly Scout around for rates. Not sure why you spent 60K for loan paperwork. Approach other banks. Once you have an offer in hand - that is to your liking. Then tackle the bank from whom you want to take the loan. Preferably a bank with whom you have a relationship.
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