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@alzebetha So that's a PRSA then. Just checking you were contributing through payroll. That should have the facility for your employer to add a contribution

@kagome05w So you suspect the bank is chancing their arms in spite of the contract in your possession? I think a quick call to the bank in the time it took you to post on reddit might have been the answer here

@alzebetha Did you set up a PRSA through payroll or a personal pension? I should have asked

@willumg So builders are going to do what? You think builders and tradesmen are short of work at the moment and this is going to inject life into the industry?

@alzebetha You might find your employer will start contributing to yours when AE comes in. On the face of it at this point, it looks like it's going to be a pain for employers to administer and I expect a lot of employers are going to look to set up alternatives to avoid it so you should have a...

@matthewaworkerforthelord As you yourself have demonstrated, anyone can avoid auto enrolment by demonstrating they're already contributing to an alternative. No one is obliged to enter AE. AE is specifically for the hundreds of thousands of people with no pension planning in place In...

@blucrane A financial adviser

@theblueman Why would they do that based on this news?

@bibbi Categorical, two thumbs up regarding your income protection suggestion. For everyone reading this, TAKE OUT INCOME PROTECTION

@tentmaker17 You have no idea of what their outgoings are though. You should never leave yourself without any fund to fall back on in the event of unforseen exp

@kagome05w Hey, this is a bit confusing. You believe you're fixed for ten years but they've written to say the rate is up now after just seven years? This is either an error now or there was an error at the point of fixing seven years ago. I doubt anyone is pretending anything Have you...

@kaiousama Is the aviva plan a personal pension, a PRSA or an occupational pension from a previous job? Same question as above for Zurich plan? What age are you?

@mischael But this is literally a discount on the available rate for absolutely every BER rating all the way down to G It's an improvement for everyone now considering Bank of Ireland

@sicky12 Buy to let. These rates are always higher

@tentmaker17 You may not see 2.5% but you might not be hit too hard at that stage

@tentmaker17 Ha right Start worrying! My wife's place rolls off 2.5% next Jan. God knows how much we'll be paying then. Trying to hide from the bank the fact it's now rented as well

@turtlejoy Didn't know about the tracker. Saw no obvious mention of that in the quote process

@sicky12 I was surprised at just how shit the quote was. I kept getting notifications about the launch of their brand new, great value offering so went through the steps to see what they'd quote me

@sicky12 I went through the process for a motor insurance quote. It was more than double what I'm currently paying

@abbie333 Investing is for a minimum of 5 to 7 years. Robo advisor has been available about a month. Just let it ride, you'll almost certainly beat a savings account. If you don't want to leave it for five years, you're in the wrong place