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  1. W

    How good is /r/ukpersonalfinance at predicting interest rates: a retrospective

    @katshavens No you’re not. You are accepting the market as it is today and replicating it for a fixed period.
  2. W

    How good is /r/ukpersonalfinance at predicting interest rates: a retrospective

    @katshavens The genius of fixing is you know your outgoings. Any strategy designed to ‘beat the market’ is likely to end in disappointment. I’d always take cost certainty over potentially saving a bit
  3. W

    I have inherited £7.4 million and I am panicking on what to do

    @jtinc07 My honest advice would be to set aside £10k and go on an incredible all inclusive two week holiday so that you can get your mind together. Then find a financial advisor and start to work through options
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