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    Trying to unf***k my finances, need advice

    @2corinthians1114 You are fine, try and centralize the debts at the lowest possible rates. Don’t stress over a bit of debt that’s par for the course; focus on increasing your income and I promise the rest will solve itself.
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    Trying to unf***k my finances, need advice

    @2corinthians1114 What’s your income? You can easily solve all this by making more(yes I’m making it sound easy, but it’s also the easiest way)
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    What’s a better long term strategy? A) Owning a home or B) Renting and investing the excess

    @missmyluv Probably best to ask someone in your city. The math would be TCO over a long term horizon and factoring in historical data like: Projected growth (use historical assuming supply/demand hasn’t greatly changes) Projected costs of ownership. Cost of rent. Normally you would own it...
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    What’s a better long term strategy? A) Owning a home or B) Renting and investing the excess

    @missmyluv Probably best to identify where you plan to live first. Some places have tax shelters for home ownership, some places have supply shortages or surpluses, some places have rental laws which are favourable, etc
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    Financial advice

    @sandra0003 Go rent but you need to work on making more, or moving further away from Toronto. Frugality will be your friend in the short and mid term.
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