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    9 months of costs when having a baby…

    @brea555 I bought one second hand too for €250 on Done Deal. Gets a lot of use here on child 2.
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    Employer private health insurance … is there a point?

    @swedish Same and it’s 75% claim back with the policy we have for the family through work. Also if you find a reflexologist who does massage I get 75% back in the receipt as it goes in under reflexology! Unbelievable! Also what you don’t get claim back, you can claim the remaining 20% on your tax.
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    Employer private health insurance … is there a point?

    @bondzy Would highly recommend it. You never know what’s around the corner. Also depending on the policy you get money back on day to day expenses - physio, GP visits, acupuncture. Even for minor things for example I needed a mole removed and had it done within 4 weeks. Friend waited a year on...
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