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    Military Family Next Steps/Financial Advice

    @thiennguyen You have a lot of questions, so I’ll just answer a couple I have experience with and offer an opinion or two. 1) I hate being a landlord. No PM takes care of your house like you hope and the margins aren’t great if you’re holding onto it. Idk when you bought, but after putting 20%...
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    Great Americans, Where should I retire?

    @maggie321 AZ seems like a great spot. At Davis Monthan you have a nice big base. Tucson is about 10 degrees cooler than Phoenix and far less populated. No natural disasters to speak of and the upkeep on a home is cheap since there’s not much weather
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    Need help with Roth IRA

    @deanie Most of the people here (myself included) prefer broad market like FSKAX or FZROX
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    What should I do with my reenlistment bonus? Getting the full tier 9 80k lump sum

    @lookingfordavid All depends on risk tolerance. I might pay off the debt >4% and work on contributing to IRA and TSP
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    H&R Block “Tax Prep” cost question

    @rightlydividedscriptures Had W2, rental income and 2 states and it was free. The only one I think that cost money was the one for business income
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    VA Loan: 7.25% vs. 6.75% with points (15 months breakeven)

    @beforhim Tough call. With a 15 month break even, I would say that you might be leaving money on the table, but between waiting for the interest rates to drop and refinance process, you’re not at risk of leaving a whole lot on the table. Meanwhile, if rates stay stubbornly high for a while…
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