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@hassack they will do a few .5% rate cuts next year at height of the recession so he will come out ahead with variable.

@keeley120 you know they can and will do more than .25 per cut when they have to start rapidly cutting next year right? Anyone signing on 5 year fixed now is about as stupid you can get, like need a full time care aid stupid.

@don720 smart, taking fixed now would be bad if you can afford any increase. If you are worried about money then take fixed.