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@fesh Well, it’s a catch 22 then! Of course she has considered location, convenience, etc for the house in question but do check out about Low Income Group housing initiatives. I don’t know much about that but someone here might know and share some valuable insights. Also, 5 or 7 lakhs is not...

@fesh My god, this is heart breaking!! So, I will start with a disclaimer. I am not a big fan of gold as either savings or investments but I understand how it is for some people. Having said that she needs to plan on these lines: down payment will be around 20% or so. She can sell the gold and...