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@san76 Property 1 was purchased in July 2018. I believe this will quality for a 50% deduction then 25% the following year.

Hi all looking for an opinion on our current financial position as we’re looking at upgrading our home. Current assets: Townhouse in Wellington current value 800k with a loan of 590k. (CV 1M) Cash: 240k Salaries: 255k (bonuses not included) - stable jobs. Kids: none Option 1: Retain...