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@amazing_henry Common or not, can't comment. I have far lesser in savings account with 2CR networth, 30L loan liability and 24L p.a salary in hand. 35M.

@disciple1997 T bills through specific MFs or are there some direct retail ways?

@henry_ I am expecting to get rental deposit as home owner and also some emergency funds are in liquid funds for more than 6 months. Should I consider keeping these together in some other kind of funds like money market funds or T bill? Most of it wouldn't be needed for a yr at least, and I...