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@dawn4ever64 I was on hold for 45 minutes the other day with vital statistics for Alberta and I remarked to a friend how crazy different being on hold was for Alberta/Canada vs the US. Both have Muzak, but the US wait messages are just "all our people are busy right now. Hold on the live till...

@oldcarnutfred Because one is an understaffed, under budgeted government entity that operates on a state level at the whim of whomever is in charge at that time and working on ancient systems and within very strict laws that they must follow. The other is a private entity that makes money off...

@blecap1 Bear inind, depending upon whom you are invested with as well, they may cash you out the entire amount and it will be up to you to put the taxes to the side and pay them come tax time. Expect to lose at a minimum 40% of that. Look into another avenue which is "Borrowing" from your...