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    Discussion : choosing 9 year loan despite high income??

    @schnolhamor Open and excel sheet, and calculate loan for different durations vs saving/investing the difference for the same durations. Which option has the higher returns? 5 years you have to pay more upfront, but less in total interest. 9 years you have to pay less upfront, and the difference...
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    EPF Account 3 coming really soon!

    @eeevie Do nothing. Then once my akaun 3 reaches 3k, letak balik 3k for tax rebate.
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    Anyone tried GXBank? Feedback?

    @eeevie Their 5% Raya promo was oversubscribed. Missed out on the fact that it was RM5k limit per pocket for 10x pocket. Only filled one pocket. Haiyaa
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    Anyone tried GXBank? Feedback?

    @eeevie How about travel usage? Good rates? High ATM charges when withdrawing overseas?
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