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@duke848 If it isn't part of the claim, how is it being used to total the car? That happened in my case as well, and they were smart enough to leave the post accident damage off the estimate as it was part of vandalization.

@jazzino They don't mandate padding estimates.

@jazzino You are an idiot. The state mandates the total percent, not padded estimates. It takes one guy finding his totaled car with a new vin number to completely blow this fraud out of the water.

@ferfi Well I had gap insurance before I paid it off anyways. I believe the standard labor times thing, it makes more sense. My brother was a mechanic and everyone he knew said they could do it in half the time. If there are standards it makes sense, but mind you back when he was it wasn't...

@nmjeepr75 You are missing a few possibilities. Since long ago junkyard fusion cars were showing up on the street with different VIN numbers.

@diana4jesus I was an actuary but I have no idea how insurance works? Do you even know what an actuary is moron? Someone would pass it to used car lot, possibly with a new VIN. Don't talk about stuff you know nothing about. How they distribute the difference varies from case to case. The...

@egmiller You missed the part where the vehicle does not have the damage they are claiming necessitates the massive addition to the estimate which allows them to total it. I know it is true because they did it to me. I also have bulletproof evidence of this. It seems the shop is bearing the...

@ajbarton97 I agree, and thanks. However I am also concerned that with hyper inflation there is a potential for immoral activity here. They can "total" cars that are barely damaged, repair them on the cheap, and resell them for a profit. In edge cases like this, I have heard from others that...

@truthnotfiction These kinds of statements are just pure idiocy. There is no "Out of your league". Once they are caught, they are caught. Evidence is evidence, wrong is wrong. What people like use do is get together and share our bulletproof evidence, combine our cases, and form class...

@jazzino I have a mechanic brother and I am far more than a mechanic, I am a scientist. In my case the repairs are absurd. And he is right. Companies are just a few people and a piece of paper. Anyone who thinks that a couple can't work together to create loopholes around laws preventing the...

@occamsrazor18 They have replacement for parts listed that are not damaged. They also added vandalized parts that are not part of the accident claim. Labor rates are 97 and 50, and it looks like they are distributed correctly hour wise. How can they go over the car with a comb to figure out...

@jazzino Of course they have a reason to. There is a huge gap between what they have to pay for a total vs what the car is worth. We really don't know how many parties are involved. It is possible they could be getting fresh VIN numbers if they have the right contacts. They could be...

@diana4jesus What you are saying is blatantly stupid. My brother is a mechanic, I could get him to fix it. I could pay for the repairs out of pocket at any shop. Caliber is using fictitious damage to structural parts and impact bar as an excuse to take apart the whole vehicle on the...

@diana4jesus The seats are not part of this accident. They were basically caused by police vandalism. That cannot be considered part of this claim, it would be a separate claim. They can't just tack that on and use it as cause for totaling the vehicle. They were told to take it to the dealer...

@thetruthseeker1983 I worked as an actuary for a while fresh out of university. I took insurance classes and insurance law classes in school, and have all the shady stuff that goes on in every stage of the process. When some conman tells me how the process actually works and is talking about...

@thetruthseeker1983 I'm kind of busy, why are you spamming my notification box with nothingburgers?

@thetruthseeker1983 Oh, and my brother was a team lead mechanic for Lexus, so I do have access to information in that department.

@thetruthseeker1983 Everything has been hyperinflated thanks to that unelected buffoon Biden. Even if something shady wasn't intended on, there needs to be checks on things when you look at the big picture that a minor fender bender can allow an insurance company that has been collecting...

The Kelly BB value is between 8.5 something and 10 for private sale (8.5 is trade in). So it is just on the line even at trade in value. Here are the concerns: It was a low speed crash that smashed the front bumper and broke the winshield. The cops also tore apart my back seat looking for...