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  1. J

    My advice: nothing new

    @cbzwurks To make sure you have cash for down payment if another great opportunity arises
  2. J

    My advice: nothing new

    @bigsmiles150 Awesome. Stay strong during some turbulence that we will all see soon. Long term betting on indi
  3. J

    My advice: nothing new

    @bigsmiles150 I agree that large cap returns are low. I doubled my investment post covid. But reaching 1 cr in mutual funds equity gives you great leverage on other opportunities. Like you getting home loan for investments are easy. Also you think differently when you have 1cr in the bank. 2014...
  4. J

    My advice: nothing new

    @cbzwurks Agricultural land was an emotional buy to be honest but my only criteria was not to take burden. So bought far where there was water and a kaccha road. Now the road is tar road which is one of the biggest reason for appreciation 4 year vesting RSU might have different vesting types...
  5. J

    My advice: nothing new

    @zashmaster Thanks this is a great summary. I didn’t mean to say that everyone will reach my net worth but I mentioned this to say it’s possible with luck and most importantly like you have mentioned financial literacy+ discipline+ luck
  6. J

    My advice: nothing new

    @tigersstory You are in a great position. Congratulations on reaching this stage. I am not a CPA and my recommendation is to talk to a few based CPA. It’s important for you to be comfortable while knowing what you are getting into. Meanwhile start SIP slowly with index funds. Learn about...
  7. J

    My advice: nothing new

    @medieval_lady83 I am sorry to hear that. My version of fun was mainly to spend time with friends. It’s easy especially when your social circle is similar to yours. Some things of my 20s I relish: 1. Going on a jog with friends and registering and finishing 5k, 10k and half marathon 2. Eating...
  8. J

    My advice: nothing new

    @anhtb Small fast food outlet along with catering for some corporate clients and functions
  9. J

    My advice: nothing new

    @highlyfavored85 I don’t know but being in a tech company helps. My boss for instance is a bcom + MBA. Great boss but not a pure techie Also a friend runs hotel business and he is probably the richest of our group. But I agree tech, there is lot of room
  10. J

    My advice: nothing new

    @highlyfavored85 Frankly I got my shit together in 2016. Until then apart from my primary home on loan, some RSU and a plot I didn’t have much. It takes 8 to 10 years of discipline with some luck to get here
  11. J

    My advice: nothing new

    @sscablao Welcome 🤗
  12. J

    My advice: nothing new

    @jeremias India but American companies
  13. J

    My advice: nothing new

    @abidein The above is my interpretation of path to succeed and not to be confused for a sure shot solution
  14. J

    My advice: nothing new

    @outdoorguy But there is still hope if you are ok to explore. Thanks to social media, you can go to meetups and make some friends. My latest friend I found through office and a tree planting drive.
  15. J

    My advice: nothing new

    @chrismarklee Thank you for your kind words. I have made a lot of mistakes although I have come all this way. And every mistake was an emotional decision and nothing to do with knowledge.
  16. J

    My advice: nothing new

    @tomaszpl Bangalore
  17. J

    My advice: nothing new

    @tomaszpl You are right. It’s 1.25X. Why my investment grew while my primary home didn’t? My primary home had to be in a well grown neighborhood closer to my friends and good for my parents and also was an apartment. Also now I want to move to a better place. But my investment was in a far...
  18. J

    My advice: nothing new

    @preachgrl61 On the contrary I know the founder of a unicorn who started his company with his friends. His quote not mine: “It’s fun to have your close friends around in a mission that you love”. Founder is not everyone’s cup of tea. I am not a founder myself.
  19. J

    My advice: nothing new

    @aviad Yes that’s why I said high risk high reward. It’s not for everyone and that’s ok too. I for example haven’t been brave enough yet
  20. J

    My advice: nothing new

    I grew up lower middle class. Wealthy in terms of “love from mom”, “friends: we’re all poor to middle class: this meant very little inferiority” and an education( this is the biggest thing). An aunt helped fund my schooling and even paid my engineering fees( if you are already wealthy, support...
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