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@antiteck My sibling was in similar boat. end up he took the offer. you don't like to drive, which is perfect. their public transport is very efficient. his rent is 750sgd for a room, chinatown, can use kitchen to cook light meal if needed. office nearby, so he jus walks to work. depends...

@rtrevloggins yes , etf.

@schnolhamor if the repayment for the 5yr bothers you, means you are pushing it. buy a cheaper car. the 9 yr loan's interest is very high. your friend didnt tell you the whole story, probably he doesnt have quota to get the 5 yr loan. so had to take 9 yr loan because die die want to buy that car.

@kpc12 anybody here has 10btc? thats very nice retirement fund there

@sealedbyhisspirit its possible, not everyone. but possible. we dont know how much OP earns, so i can only give a rough estimate. 2 years, 40k, is like 1.7k a month, why not?

@cookie1720 42k hurts.. but you could probably make it back in 1-2 years? not the end of the world, but do try to spread awareness and make police report. try to stop more victims getting scammed

@frogwellprincess if he keeps avoiding, i will find ways to blacklist him in ctos. and definitely show up at his work place. see his shocked face.

@angelica9000 My humble opinion 1) try not to loan money from your parents for that start-up, try to fund it by working parttime or your own savings. 2) dont need to advice your parents on the investments, from what you mention they already have enough and content with low risk investment...

@chretien22 no point reducing, if you worry, might as well take a pure medical insurance without the investment part.

@fivemtnman that was my first job. now have better alternative, wfh 100% lol

@c0ndy good luck... live this kind of life very fast burnt out, need to take a break once in awhile

@mattmanticus lucky No. all the reits i mentioned hasnt recover to their high prices. if you dca every year the dividend cannot cover the loss.

@mournfulwatcher totally understand. last time i had a 9-6 job but the actual suffering starts at 7am. 7am+ start drive to work, jam until 8.30 only reach. then work 9-6, 6pm jam again go back home. 8pm reach. 7am-8pm, mon- fri. no mood do anything. jus need to continue pushing until got...

@notaperfectchristian theres opportunity to be absorbed as permanent worker in that O&G, and potentially another bump in salary. bonuses in o&g are legendary. if me, i definitely take this 2 year contract and build my connections.

@dersaemann yes.. this was a painful experience haha

@mattmanticus helo, im a fellow reits investor since 2012. kindly check the stock price from 2012 until now, tell me thats a good investment.. give u example, arreit, amfirst, twrreit and hektar even. minimum already drop 50% in share price. i know, because i lost alot on reits. if you die...

@wolflarsen 90yr. kidding. its too late when you have commitment and lose your job without savings. then you default on loans and cards , and you need apply akpk and bankruptcy.

@reallylongnickname 15% is fine. you are 25 buddy. its not the end of the world, lucky you dont have huge commitments. spend within your limits , many ppl dont start saving until its too late.

@bigfranck22 short answer. sell. even 1.5k per month x 60 months is 90k. your profit is 300k+. what are you considering? you think that area gonna appreciate again? like 1.5m in 5 yrs? and dont need to mention guru. just remove from ur thread, not relevant unless you promoting so called Guru.

@missourian101 2+ yrs. no need wait , just small court claims terus