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@renaissance Never heard this before so thank you hei. I will definitely check that out.

@samiradedas Problem is I wanted the 60K once off to pay my fees and the only credit card offer I have pre-approved has a 60somethingK limit. But I’ll look into that if things don’t work out with Standard Bank.

@carlv_52 So you agree that it would not be wise to take this offer? I don’t really get it though. Why reject my student loan? This is without even getting my last academic results, my registration confirmation etc? The consultant couldn’t give me an explanation.

@resjudicata I’ll think about the credit card. I like that it’s pre-approved so at least that won’t be another hard enquiry.

@pyonghwabear Just an update: Standard Bank offered a 2.5 year loan period at 15.75% interest and I accepted. I’m really happy as I need this degree for my career advancement. I plan on paying extra into the account, so I can get it done in 1.5 years.

@pyonghwabear Understood.

Please explain to me like I’m 5, why FNB is only willing to offer me a personal loan of R60000 at an interest rate of 28.5% over 6 years? My credit score is 670 and I make R25000 gross a month. I was rejected for a student loan and approved for a personal loan at 28.5% interest. I ask for a...