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  1. J

    How to prevent surcharge?

    @jacquelineblessedangel No way out for salaried people. You pay the surcharge, cry a little and then move on.
  2. J

    What am I doing wrong?

    @duffy44 My comment was exactly for that last part. People have a wrong idea about the US. Somehow people believe they'll quickly make a lot of money in the US and retire, that is not how it works. Everything else is doable. You can work on your plan but be mentally prepared that the journey is...
  3. J

    What am I doing wrong?

    @duffy44 You're 27, want to go for higher studies to the US when you turn 30. That means you'll accumulate some debt. And I don't know if you have any idea but you'll have to start from scratch in the US, your experience in India is going to be more or less irrelevant. There's no FIRE(ing) by...
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