Search results

  1. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @rskor109 It’s not future fantasy income. I’m currently making $160,000 per year but will only be at $120,000 for 2023 bc I didn’t start until March.
  2. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @theunknownperson1997
  3. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @marahuta Here you go! Flowchart https://reddit.com/r/personalfinance/wiki/index?utm_source=share&utm_medium=ios_app&utm_name=ioscss&utm_content=1&utm_term=1
  4. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @fabulousfilho Not this year, I don’t believe, bc it will only be 8 months of my yearly salary. But next year, yes. I’ll have to do a Backdoor Roth IRA.
  5. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @truthkeeper My 401(k) will be maxed out this year @ $22,440. Will be opening Roth and fully funding at $6500 as well.
  6. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @applesandangels At some point we’ll build.
  7. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @applesandangels No kids. $0 in 401(k). These are my contributions and allocations for 2023. Why does everyone here seem to think I don’t understand I’m way behind. I’m fully aware. Lol
  8. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @christianlover2009 Awesome. Thanks!
  9. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @christianlover2009 That’s what I was going to do - considering VTSAX specifically.
  10. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @davew0958 I’m not expecting anyone to be in awe of anything. Lol. Nor did I at any point suggest my financial situation is good. I literally came here for advice and constructive criticism regarding my plan for THE FUTURE. If I was confident in it, why would I even bother asking? You seem very...
  11. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @davew0958 I’m not ignoring the advice. I’m questioning one piece of the advice I’m being given. I’m literally doing everything else people are suggesting.
  12. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @davew0958 Of course that’s right now. That’s why I’m asking for advice on my plans for the future. In the grand scheme of things, $5,000 is not going to break me, but if I can buy $5,000 of either equities with a higher risk/return ratio OR during a potential mark dip, why not?
  13. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @davew0958 I think what’s potentially being overlooked here is my salary vs living expenses. My TOTAL monthly living expenses are $1500 MAX. $600 of that is my rent, which is paid 6 months in advance right now. So for the next 6 months they’ll only be $900 out of pocket. I work fully remote from...
  14. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @secundus Thank you for your thoughtful input and advice. Please don’t worry for me, though. I’m not alone in the world and my husband owns his own business that does quite well. I just got a new job is all.
  15. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @npd I started the job 1 month ago.
  16. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    @ghost_passerby They’re all maxed out. Aside from the Roth which I may or may not have to do a backdoor conversion but also for which I’ll be able to fund it in full ($6500) this Friday. Also, when I say I’m frugal, I mean I’m very, very very cheap and monthly living expenses = $1500 MAX.
  17. C

    So I’ve read the Personal Finance Flowchart and here’s where I stand currently:

    Age: 42 Retirement Target: 2040 Salary: 3/2023 to 12/2023 = ~ $120,000 gross 2024 = $161,160 gross Living Expenses: $1500/month total IF that Debt: Student Loans = ~$108,000 total Anticipated Payment = ~ $1,000/month Upcoming Major Expenses: Surgeries not covered by insurance = ~ $20,000...
Back
Top