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@resjudicata Dont have much cash as now, thats why this FnF option was presented. Should i go with this? Do you know about this FnF loan , interest etc.?

I am looking to buy a property , seller asking 50L. He told me that registry would be around 25L and rest would be F&F ( furniture and fixtures ). So basically 25L would be home loan rest would be F&F. I would need to pay this F&F seller in black. He says this is norm. I am just confused about...