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@jim1960 Yes we love them and we definitely wanted to enjoy the money we earned and buy something that will stay in the family for the future!

@brayden True. We put 150.-/month in the maintenance fond (deducted from taxes) and if something breaks I have to replace it on my costs and I have to pay for any maintenance in my appartment. But still if my neighbour pays 700.- more than I do it's not because his owner is doing charity... it...

@onewayjesus Sorry but I dondt agree, you can have both but only through buying real estate. Currently we have a down-payment of our appartment of around 1200CHF/month for the next 10 years and 500.-/month of interest rates. The interest rates are "lost". However the down-payment is via our...

@maxamir Two years ago my wife, our two kids and I also had 300K in cash to invest. We used 200K for a mortgage (5.5 room appt. For 1 Mio .- CHF), 50k in ETFs and 50k for watches. The best investment was definitely the appartment we live in (back then the interest rate was ridiculously low with...