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@clove2019 $4,408/month base pay? 23000(tsp limit for next year)/12=1916.66667. 1917/4408=0.434891107 I'd just put 44% or 45% to be safe. All in ROTH so you don't pay taxes on money made, you'd get the extra refunded to you next year if you go over the limit(from what I've read online). C...