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@new_christian Haven't decided yet. Might work well with my annual bonus that I want to direct to retirement savings anyway, but gets taxed before it gets to me.

@danxox There are a couple of instances where it might be worthwhile. You could use it for rrsps, then use the tax refund to pay some of it off, and your regular rrsp contributions to pay the rest down. It lets you move up your contributions, effectively. Whether that actually works out...

@christian_follower Sounds like the offer I got, which is for the RSP catch up line of credit, and can only be put into your rrsps.