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@blessbrenda Depends on your age. I'm 38yo. I always say to my wife that €1million is alot of money, but if you think about it, it's only €50k for 20 years!!. Still have another 30 years until mandatory retirement at 68yo when I reach it if it stays the same until then. Ideally €2 million...

@karrose I've heard they give the higher mortgage multiple at the start of the year when they set their budget. After this it tapers off and becomes hard and harder throughout the year to get approved on the higher multiples. Best of luck.