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@gatodeq That's private info for the insured, and the insurance company is not going to disclose her bi limits to a rando traffic cop. He probably meant it is a "good" insurance company. In your case that means nothing, you are concerned with the amount of coverage she has and there will be a...

@gatodeq The officer will have no idea what her policy limits are. With a 2002 camry, I'm not betting on a high limit. Maybe if you're lucky there will an umbrella policy, but that's a maybe.

Let's play " guess the policy limits". What kind of vehicle was the 88 year old lady driving?

@kaririopelle I'm saying that's on the higher end of what I would see for a personal auto policy in my state. Not saying that is the highest available. Just because more exists doesn't mean people will buy it. I have 300/300k. But I am an injury adjuster.

@gatodeq The policy will have a limit. We don't know what that limit is at this point, but I'm guessing your attorney will ask the insurance company to disclose her policy limits. I can tell you in my state most policies are 25/50k. The highest is 100/300k, but those are unfortunately not as...

@gatodeq I highly doubt this is the pay day you think it is. This is a personal auto policy, and you'll have expensive medical bills. My guess is you'll get a solid chunk of the medical bills covered, your attorney will get their 35% and her policy will max out.