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@cometa If your goal is 10k there would not be much different. So its irrelevant just choose either one. Then get yourself into irish domecile etf

@secretsis Your take home pay will be around 6k You'll be spending half of it for living expenses, and half of it for saving, ill say you save about 36k a year, so to achieve that it be around mid 2029, pretty unrealistic but yeah

@trevorwoofer2 Its a place to save money not to grow your money, if you want to grow money go and invest the money. As long as the rate given beats inflation its good enough to save there, just my 2 cents

@astrocol If you going to use it for 9 years then choose 9 years loan