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@panchopeligro I think you made a good choice, Op. I generally prefer the risk-reward path of variable, but right now, there's a lot of question about the "top" of interest rates, and not a lot of question about the "bottom". In other words - nobody can say they feel totally convinced that...

@panchopeligro I’m a variable guy in general. There is generally a spread of around 1.5-2 percent between fixed and variable - that’s the bank’s cost for assuming the risk of massive increases. Or, from your viewpoint, you are buying insurance against increases, and the cost is that spread. At...