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@blessbrenda 2M would be enough for me. 1M to build a house or to buy one and fix it up to be as energy efficient as possible, also a new car with good long term reliability. Basically a solid base that costs very little to keep running. The other million would go into a savings account and...

@gabbyrose4 I have experienced cases of 50k to 70k above asking prices on houses with asking prices of 300k to 350. I only went 30k above asking on the house I have now in sale agreed. Go with X * 0.8 and try to find several that you're bidding on.