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    What exactly is UMBRELLA insurance. I am paying $800/y for it. Have Home/Auto with same company?

    @brokenblessings Umbrella is liability insurance that is in excess of your current or homeowners limit. For example, say you have a trust fund, rental property, and other assets. If you cause an accident (because you drove your car with worn tires - negligence) and happened to disable a first...
  2. T

    What HYSA do you use and what's the APR?

    @christiandad CIT 5.06% and fidelity FZDXX 5.15%
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