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@keneyhector Even ditto can't help if you have not declared preexisting diseases correctly before buying. Even the best most consumer friendly insurance will decline claim in this case. We should cover all bases. select the insurance co with good record select a comprehensive policy with all...

@joey97 I went to ditto with my own research (choice between star, care and Aditya) they didn't pitch ergo at all.

@kellya What was the reason they rejected it? Im guessing they raised some pre existing diseases not declared? Can you elaborate it will be helpful for us as well.

@winbuildsend Ergo is the best of the lot. My guess is that in some of these declined cases there could be things like pre-existing diseases not disclosed correctly.