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@eaglehaze I used that to illustrate that having cash is more flexible than not having the cash. Always. There's no situation where that's not the case. You're the one who implied an emergency arise where you don't have enough money. Having the extra cash will always leave you in a better...

@eaglehaze I didn't say anything about spending your emergency funds on a car. Again, you entirely missed the point.

@eaglehaze You missed the point entirely. Congrats I didn't say anything about spending out of an emergency fund

@eaglehaze Two scenarios where you have 30k in the 5% bank account and want to buy a 30k car. Spend the 30k on the car. Your bank account is 0. Pay 20k on the car, finance 10k at 4.5% and keep 10k in the bank earning 5%. (You could pay any portion of the car, not necessarily just 2/3) The...