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  1. S

    Is it logical to opt out of my pension?

    @filu63 Why? It's heavily underfunded and most of the Cambridge colleges have left it for that reason, plus very poor investment decisions overall. Don't wanna put good money in after bad. Particularly with other very lucrative pension/LISA options on the table.
  2. S

    Is it logical to opt out of my pension?

    @fromtheearth Is there an alternative you'd consider, say a Lifetime ISA? The USS is massively underfunded as far as I'm aware.
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