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    Why invest at all when fixed-rate savings account are so high? [6-month "update"]

    @david_thesalmst 6 months is a pointless time period to look at. But as a general rule any money you don't need and want to invest should go into an all world or S&P tracker. Pretty much any long term (5yr plus period) it will outperform cash. Could well have incredibly bad timing with a lump...
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