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@kc9sgv I am done arguing. The conversation probably did happen but like I mentioned, State Farm owes OP a release before paying out anything as OP post says State farm paid out 25k.

@kc9sgv The problem is that State Farm legally owes OP to defend them and protect them. If they did not have GEICO sign a release, that sets up for bad faith. That what I am saying and is standard with every carrier that I worked for and have worked with on either getting a signed release or...

I do not know why I am being down voted when my comment is 100% true and a insurance industry standard. All adjusters know this. This sub sometimes either gives proper advice or wrong advice all the time

@raphacam This is NOT correct. You are giving false statements. OP- contact State Farm. Your insurance should have had GIECO sign a property damage release to settle the claim. If they Willy nilly gave them the money, they did not protect you. In any case with property damage limit issues, the...