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@slowmotion1952 Thanks for looking out for me! I can share some of my numbers. When I say I don’t have much for groceries until the 8th, it’s little for me but I’m sure other people wouldn’t blink- I still have $180. I gave myself $400 a month for groceries and that’s just for me not my husband...

@lauds Thanks I’ll take a look!

@aletheiapraise How flexible are your and your husband’s workplaces? One thing you need to remember is that if your mom gets sick, you or your husband may have to call out of work. Like the person said, infancy is easy to work through but once they get mobile you really can’t do your job...

@snowkatcher It’s so worth it. Obviously I just started, but it feels like a weight has been lifted off my shoulders. I don’t have to worry if everything is covered, I know.

@lacey65 Thanks I’ll look into it!

@joyinsf You can do it!! It’s scary and overwhelming to think about. It really is. I started seeing the sankeymatic budget screenshots recently too that piqued my interest but it still didn’t click for me. Maybe you can start with just tracking one area of your finances like groceries/food...

@outofthedesert It really is! I’m so happy to have figured it out. Do you and I assume your partner do it together? My husband isn’t doing it but he’s pretty frugal anyway.

I’m turning 33 in a few months and up until the past month my finances were just this vague cloud in my head. I knew approximately what I had and could spend, and I was never in the red. But recently I realized our savings account wasn’t growing as it should and my husband was likely...