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@exegesis You can get a certified cheque or bank draft from your local branch for about $10

@zabrinuta Based on some of the comments I read in previous posts, the only option we have in Ontario for paying provincial portion is via mail in cheque. Will do more research tmrw morning and double check.

@shasdy Provided you have the Canada-Ontario Integrated loan; the information is on your NSLSC dashboard with a breakdown of provincial/ federal balances and respective interest rates.

@chiliastie I think the best route is to add an extra $20 or so to CYA and allow the leftover be allocated towards federal portion.

@debbie_s Agreed!! Most of our government processes are still in the stone ages

@flaminggazelle Hmm interesting! This would make sense if they prioritized the portion with the higher interest but I always thought the payment covered interest first then the rest to total principal amount.

@random1234 Thanks to you a bunch of us will be saving money :)

@mattbela I can’t wait to be in your shoes in two or so weeks!! How much buffer did you put in the amount?

Currently cleaning up my finances and paying down all debt, only to remember about the one loan I never “worried” about (other than monthly minimum payments). Having just paid off a 3.45% LOC, it hurt my heart to see the 7.45% Ontario loan not get prioritized first. Alas, when we know better, we...