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@paulamarie Yes. It is generally 3 years except for star - for which it is 1 year

@hosnloem Pre existing gets covered after 3 years. I think old people will also get covered, but need to check. Their premium will be high. This premium is for adults around 40 years of age.

@resjudicata Super top up will kick in after the deductible is used up in the base health plan. So, if the base health plan is of 4 lakh, it is important to take super topup with 4 L deductible Base health plan with good sum assured like 50L turns out to be too expensive. Hence a mix of base +...

@mp22 I think Star is also good. They have the maximum coverage in no of network hospitals. I am contemplating between reliance, aditya birla & tata aig. What made you go for Star?

@idrivetoyota73 Some policies put limitations on modern treatments. Best for modern treatment is tata-aig which does not have any sub limits or any limit on number of treatments allowed. Reliance also looks good as they have a limit on type of modern treatments supported, but does not have any...

@resjudicata Max bupa has been renamed as niva bupa. I think they have the lowest premium. What made you decide to go for it? Maybe I should re-look at it...

I have been on the lookout for a super top-up health insurance plan. I wanted to get it early this year, when covid was at its peak. However, upon some research I realized that super top-up plan needs to align with the base health insurance plan - most probably on the same date or at least on...