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@makingachange2018 I looked at Amica and it was a lot higher. Im in New York

My insurance went up about $1,500 - this is for home and auto combined. My new home premium will be $5,420 with a $2,500 deductible. I can lower the premium by $1,000 to $4,430 by raising my premium to $5,000. I can afford to pay $5,000 or even $7,000 if something catastrophic were to happen to...