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@feudum Go electric, you can put ~200km each night in a 4 hour window Energia are providing at the moment for around €2.50, ID3 58kWh battery will do the job, great car, they are starting to go below 20k the first edition 2020 models. Alternatively, drive your current car into the ground.

@cee_the_atheist Personally, I’d overpay the mortgage, the psychological benefits of knowing you don’t owe the banks anything would be worth it’s weight in gold to me. Having a house paid off by your early thirties is a dream for most.