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@chellebelle75 Awesome! Thanks so much for your reply, really appreciate it. I'll dig deeper into this.

@gidmos44 Can one switch from a mortgage provider (eg: about to end a fixed rate period with them) to a different provider for X years locked in fixed rate again. I'm looking at buying our first family home and I'm lost in mortgage jargon and stuff. BER A-B rated or new built houses are very...

@lumpyspaceprincess Ah great, I will indeed. Thanks again and mind yourself.

@lumpyspaceprincess Awesome! I'm gonna save your post because it has become my instant bible of house buying! Again, thanks so much for sharing all that, much appreciated and hope you're enjoying your new dwelling, it has to feel so good owning something at last.

@lumpyspaceprincess Absolutely, this is like a full end to end customer journey, super helpful. What steps would you make quicker knowing what you know now? Because sounds like you were pretty much blocked by others so not much you could do faster by yourself right?

@lumpyspaceprincess Oh sorry, I completely missed 10.3 in the first paragraph, my bad! Now makes sense, thanks so much for sharing the journey, appreciate it.

@lumpyspaceprincess Excuse my ignorance as I'm about to take the same path soon for the first time. Shouldn't I get the Approval In Principle first so I know how much I can borrow ahead then hunt houses in that price range? Seems like OP paid a 5k deposit first to secure the house, then he got...