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@atown Also speak to an Independent financial Adviser. They can assist you as well.

@songbirdagil Don't confuse a product pusher with a lifestyle financial planner.

@vancouverguy You are correct up to a point as most financial planners do a basic analysis of a client's situation with a product sale as the end goal. Lifestyle Financial planning does a deep dive into your lifestyle and how you are funding it and makes recommendations based on the result to...

@spiritwarrior7 A Lifestyle financial planner is focused on you the individual and your personal needs first. No product is discussed. They look at you and your financial needs and how it fits in with your current lifestyle and future needs. A detailed daily needs and budget requirement is done...

@ann58 Get your mom to take out a retirement fund for R500k and name you the beneficiary and upon her passing you inherit bypassing the estate duty issue and taxes today.

@jayesse I own the Suzuki Vitara Brezza 1.5 automatic and it is great. Long distance a dream. Wife just got back from a long trip average 16.1km to litre. It is nippy and comfortable. Has the tech we need. Town driving also okay.

@faith4l Unlike RSA bonds you can access the interest at anytime with Fedgroup. Fedgroup will allow you to choose how much you want when you need it. Based on my research RSA bonds your choice is made upfront. For a slightly lower return you get more flexibility. The flexibility I have found...

@faith4l No. No Goverment bonds are held in the structured portfolio.

@carolvdmerwe Fedgroup offering 9.9% via financial adviser for 5 years guaranteed. Have full access to interest at anytime.

@leonariver First of the potential income advertised is not guaranteed. It is an estimate based on past performance. Secondly would contact them and request a detailed statement. Could just be a timing issue but check anyway.