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@javelinda Solid answer. One size doesn't fit all.

@delling1000 Also, I don't know a single person with a 10 year plan that doesn't involve cash value life insurance. Not one. I recommend that you read the book Money wealth Life insurance.

@delling1000 What happens if you cannot work or experience a critical illness before then? Have you factored that in?

@ladyeag I have read your reply. Here is the point. There is factually nothing "crazy" (your words ) about public comment suggestions for someone with a 10 year wealth plan to consider cash value life insurance (which depending on the carrier may have term riders) Its rather funny to read...

@ladyeag Yeah, totally crazy to suggest a product that actually pays the policy owner and protects the policy owner at the same time. Shame on those people. I mean who would want a policy that can eventually fund itself and be used for other purposes. Crazy indeed. I get it though. Not all...

@kittyb Educate yourself by reading great books on the subject Such as Money, Wealth Life Insurance, Look before you Lirp, and The financial pocketknife. (and others) Ask lots of questions and get the answers in writing from a qualified professional(s) that will sit down with you and go over...